To understand my heading, you’ll have to read The History Of The Fourth Of July – Forbes.com – great article and definately some bits I didn’t know! Anyway, Happy Fourth of July to everyone out there!

My 2021 “Phrase” of the year and Happy New Year!
So, one of my issues last year was stopping to just enjoy life. Unlike most people, we escaped the health and employment issues of crazy 2020 but I couldn’t help but wait for the “other shoe” to drop – basically waiting for something bad to happen. In searching for a